Financial Solutions to help you plan for the future

Join us in starting something today that your future self will thank you for

Protect your financial future, safeguard and grow your money for you and your family and/or your business - Starting Today.

Our Financial Services Team hosted a series of Live Webinars, covering 5 essential solutions that you can Start Today to help you get your Financial future in shape.

Providing practical financial advice with our expert collaborations, open Q&A sessions and additional resources for registrants, we are committed to partnering with you on your financial journey. 

Get inspired today with our expert strategies, tips and traps to grow and protect your wealth.

Webinar 1

Estate Planning - Protecting your wealth 

The first Start Today Live Webinar is presented by Financial Services Director, Sylvia Liang and SMSF Specialist, Darren Chinnappa.

Estate planning is a way of ensuring that the assets you own and the wealth you have built is passed onto your beneficiaries in the most financially efficient and tax effective way possible. This is essential to protect your assets and your family.

The webinar recording covers:

1. What is a Testamentary Trust and how to leverage the benefits
2. Estate planning and Superannuation
3. Reversionary Pensions vs Binding Death Benefit Nominations

There is no single estate planning solution that suits all situations and you should review your plan particularly when an important life event occurs such as marriage, divorce, purchase of a residence, death of a spouse or birth of a child. Our team can work through your estate planning needs to create a comprehensive plan to ensure your loved ones are protected for the future.

Webinar 2

Aged Care Strategies, tips and traps

The move to an aged care facility can be difficult to plan for both financially and emotionally. When the time comes you may be confronted with a complex range of questions and decisions.

Aged Care strategies, tips and traps Live Webinar is presented by Financial Services Director, Sylvia Liang and explores the following:

1. Different types and the cost of aged care.
2. Working out your funding options and Centrelink issues.
3. Planning for Aged Care strategies, tips and traps.

Aged care decisions begin with understanding the role that funds play in the future for you and your family. Our specialist advisors are here to help you manage assets, expenses and estates to ensure your wealth is safe and secure.

One 60 minute personalised consultation will save you a lot of stress and put your mind at ease. Speak with a Nexia Aged Care Specialist. 

Webinar 3

New Superannuation rules update

On 15 September 2016, the Government announced the following 3 changes to the superannuation proposals originally contained in the 3 May 2016 Budget:

1. The $500,000 non-concessional lifetime cap has been replaced by an annual $100,000 non-concessional contributions cap (subject to conditions);
2. The start date to allow catch-up concessional contributions for balances of less than $500,000 will be deferred to 1 July 2018 (previously proposed to start 1 July 2017); and
3. The work test will not be abolished for people aged 65 to 74 (i.e. this means that individuals in that age bracket may only make superannuation contributions if they are gainfully employed for at least 40 hours in a 30 day period in a financial year).

Unless otherwise specified, all changes are due to apply from 1 July 2017.

Financial Services Partner, Craig Wilford discussed these new proposals as well as the other Budget superannuation changes in the 3rd Start Today webinar, along with some strategies you might consider once they become law.

Webinar covers:

1. Confirmation of the new legislation that applies under the newly elected government as well as an overview of the latest superannuation proposals.
2. What changes will impact you and how? 
3. What can you do to limit adverse implications and optimise your opportunities.

As we see the new superannuation rules become legislation in the upcoming months, our Financial Services team will be providing further updates and are offering a special fixed rate analysis and will be providing further information as the changes come to fruition.

Webinar 4

Wealth Accumulation strategies

All phases of the wealth creation cycle present their own set of financial challenges and opportunities. Managing these unique challenges of growing your personal wealth and deciding on the right financial path is not always easy.

Financial Advisor, Christine Atencia presents different strategies in the webinar that you can employ to:

1. Choose the most appropriate investor and investment vehicle
2. Use borrowed money to build wealth.
3. Invest in property or shares?
4. Accumulate wealth in Superannuation.

Talk to us about your wealth accumulation plan to ensure that you are optimising your cash flow situation, investing in the most appropriate vehicle, have the right investment strategy in place, structuring debt in the most efficient way possible and taking advantage of the benefits of superannuation for wealth accumulation purposes.

Webinar 5

Business Succession Planning

One of the most significant stages for any business is planning for succession transition. It can be a very complex process when considering the many business objectives and all parties involved, so a solid, well-considered strategy is essential.

Christine Atencia and Darren Chinnappa, discuss key strategy components you may need to consider in regards to the following: 

1. Minimising risk in the event of a business owners death or disability, which involves:
   -  Keeping the business running (revenue and asset protection)
   -  Business succession (ensuring the right successor your business).
2. Can a SMSF invest in an entity that carries on a business?
3. Small Business CGT Concessions.

In every succession plan, consideration must be given to tax implications, operational and legal issues, management succession, equity succession and estate planning. At the same time, you will want to avoid disrupting service delivery, cash flow and profitability. Whichever path is chosen, it helps to draw on the advice and experience of a business succession team who has been there before.

Every situation is different, every business is unique and every family has their own personal objectives and business needs. We are offering an initial complimentary meeting that is of no obligation to you, which allows us to take a step back and look at your circumstances from a big-picture perspective and how we can add value to your businesses situation.